Flexibility, adaptability and security; these are the main strengths of Liberty 2 Invest, a life insurance policy under Luxembourg law. Your policy enables you to construct a tailored solution, meeting any expectations you might have for an efficient management of your assets whilst continuing to enjoy the numerous advantages offered by a life insurance policy.

Liberty 2 Invest is offered in two versions: namely, multi-fund management and dedicated management. Multi-fund management was designed for assets of less than Euro 500,000, whereas dedicated management may give you added value if you are active in the world of private management (you will find the answers to your questions regarding dedicated management in the part of the site devoted to asset management).

Do you wish to invest part of your assets in a secure vehicle?

If you have more than Euro 15,000 to invest, multi-fund management may be one of the solutions that Fortis Luxembourg-Vie S.A. can make available to you.

Multi-fund management: a wide range of funds

You choose which funds will constitute the assets underlying your policy.

The internal funds of Fortis Luxembourg-Vie S.A.

Commended on several occasions by Standard & Poors for their consistent performance, these funds respond on the one hand to the need for a well-defined investment policy and their performance is on the other hand linked to the risk profile selected: defensive, neutral, dynamic. Certain funds also allow you to access alternative management if your expertise is such that you are encouraged to do so.

The external funds of our partners

The Finance Company E. de Rothschild, Rothschild & Cie Gestion, Fidelity Investments, La Financière de l'Echiquier, JP Morgan, Carmignac, Franklin Templeton... these prestigious partners employ their expertise for the benefit of your assets by offering you, via the intermediary of your life insurance policy, all of their funds. The freedom of action that governs the logic of your policy also allows you to change the distribution of your assets among the funds selected when you made your initial investment.

A whole range of benefits

Liberty 2 Invest is a synonym for security and freedom. Your capital will always be available and, because this is a life insurance policy, it will allow you to guarantee the amount of your contribution by accessing the different solutions recommended by us.

Finally, as soon as the value of your policy exceeds Euro 500,000, the flexibility attached to Liberty 2 Invest is such that you may, if you are so disposed, transform your multi-fund management to a dedicated management without having to change the policy. After choosing the manager and custodian for your policy, we will work with you on deciding which assets are to make up the fund that will be dedicated to you (please refer in this respect to the part of the site devoted to asset management).